Insurance Claim Experts

Storm Damage Roofing in Lexington, KY

Kentucky storms can cause serious damage to your roof. Stonegate Roofing provides free post-storm inspections, thorough damage documentation, insurance claim assistance, and complete storm damage restoration for homeowners throughout Central Kentucky.

Insurance Claim Help
5-Star Rated
Free Inspections

Signs of Hail Damage on Your Roof

Hail damage isn’t always visible from the ground. Common signs include dented or bruised shingles, cracked shingle surfaces, missing granules, and damaged gutters or downspouts. Even small hail can compromise your roof’s integrity over time.

Stonegate Roofing works directly with all major insurance carriers. We document every detail of storm damage with photos and written reports, meet with your adjuster on-site, and handle the entire restoration process so you can focus on your family.

Our Storm Response

  • Free emergency roof inspection
  • Thorough damage documentation with photos
  • Insurance claim filing assistance
  • Adjuster meeting coordination
  • Emergency tarping if needed
  • Complete roof restoration
  • Work with your insurance deductible
  • Warranty on all repairs

Why Central Kentucky Roofs Are Vulnerable

Lexington and the surrounding Bluegrass region sit in one of the most active severe weather corridors in the eastern United States. Hailstorms, straight-line winds, and tornado-producing supercells move through Central Kentucky multiple times each spring and summer.

According to NOAA data, Fayette County averages 8-12 significant severe weather events per year, with hail being the most common source of roof damage. Even seemingly minor hail events (1″ diameter) can crack shingles, dislodge protective granules, and compromise your roof’s waterproof barrier.

Kentucky’s freeze-thaw cycles compound the problem — small storm damage that goes unrepaired allows water infiltration, which then expands when frozen, turning a minor issue into a major leak.

Common Storm Types in Our Area

Hailstorms Granule loss, shingle bruising, cracked surfaces, gutter dents
High Winds (60+ MPH) Lifted shingles, exposed underlayment, fallen tree limbs
Tornadoes & Severe Thunderstorms Major structural damage, missing sections, debris impact
Ice Storms & Freeze-Thaw Ice damming, water backup under shingles, gutter destruction

We Handle Your Insurance Claim From Start to Finish

Filing a roof damage insurance claim can be overwhelming. Stonegate Roofing has helped hundreds of Lexington homeowners navigate the process — maximizing coverage while minimizing stress.

1

Free Storm Damage Inspection

We perform a comprehensive inspection of your roof, gutters, siding, and related components. Every area of damage is documented with detailed photos and measurements.

2

Insurance Claim Filing

We help you file your claim with the right documentation. Our detailed damage reports give your insurance company exactly what they need to process your claim quickly.

3

Adjuster Meeting

We meet your insurance adjuster on-site, walk the roof together, and ensure all damage is properly identified and included in the scope of work. We advocate for your full coverage.

4

Supplement if Needed

If the initial insurance estimate doesn’t cover all necessary repairs, we file detailed supplements with additional documentation to ensure nothing is missed.

5

Complete Restoration

Once approved, we schedule and complete your roof restoration using quality materials. You only pay your deductible — insurance covers the rest.

Important: Kentucky law requires you to file storm damage claims promptly. Most policies have a 1-year deadline from the date of damage. Don’t wait — contact us for a free inspection as soon as possible after any significant storm.

Why You Need a Professional Inspection After Every Storm

Hidden Damage

Hail damage often isn’t visible from the ground. Bruised shingles, hairline cracks, and granule loss require a close roof-level inspection to detect before they cause leaks.

Time-Sensitive Claims

Insurance companies have filing deadlines for storm damage claims. Getting a professional inspection documented promptly protects your right to coverage.

Documentation

We provide detailed photo reports documenting every area of damage — essential evidence for your insurance claim and for tracking your roof’s condition over time.

Cost Prevention

A $0 inspection today could save you thousands. Small storm damage left unrepaired leads to water intrusion, mold, and structural deterioration that multiplies repair costs.

Had a Recent Storm? Get Your Free Roof Inspection.

Don’t wait for a leak to appear. Our certified inspectors check every inch of your roof and provide a detailed report — completely free, with no obligation.

What Our Customers Say

5.0 Rating on Google

“Stonegate replaced our entire roof after a bad storm. They handled the insurance claim, showed up on time, and the crew was incredibly professional. Our new roof looks amazing!”

JM
James M. Lexington, KY

“Had our house washed and the gutters cleaned. The difference is night and day! They were careful around our landscaping and left everything spotless. Highly recommend.”

ST
Sarah T. Georgetown, KY

“Best roofing experience I’ve ever had. Fair price, quality materials, and they cleaned up every single nail. The whole project was done in one day. These guys are the real deal.”

DW
David W. Nicholasville, KY

Ready to Protect Your Home?

Get a free inspection and estimate from Lexington’s trusted roofing and pressure washing professionals. No obligation, no pressure — just honest advice.

Licensed & Insured • Free Estimates • 5-Star Google Rating